Live on Android & iOS

Banking that speaks your language

Send money, pay bills and check your balance just by talking or typing, in English, Pidgin, Yoruba, Igbo or Hausa. No menus. No stress. No wahala.

Get it onGoogle Play Download on theApp Store
See how it works →
2,000+
Registered users
₦48M+
Moved So Far
5
Nigerian languages
15:16
AY
Abdullah Yunus | 9 Payment Service Bank
Account No: **** 6394
₦636,230.00
AY
Send 5k to Chioma GTB
A
Got it! Sending ₦5,000 to Chioma Okafor, GTBank.
₦5,000
ToChioma Okafor
BankGTBank
✓ Sentin 3 seconds
AY
PAY TO THIS ACCOUNT
ACCESS BANK
0786903461
»»» ACCESS BANK
Send 5k to this account
A
Nice! Just to confirm, send ₦5,000 to Chinara Adebola at Access Bank, account 0786903461. Shall I proceed? 😊
Send message…
Works with every Nigerian bank & wallet
Multilingual AI

Bank in any language.
Any time.

Our AI understands the way Nigerians actually talk: dialect shifts, code-switching, Pidgin, the works. Pick a language and watch it respond.

Live demo
AI is listening
You say
"Send five thousand naira to Emeka at First Bank"
Agentpesa responds
Sending ₦5,000 to Emeka Obi, First Bank. Confirm? Reply "yes" to complete the transfer.

Language is how trust is built

Most Nigerian fintech is English-first. Agentpesa is built for the 70%+ of Nigerians who are more fluent, more natural and more confident in their mother tongue.

When your bank speaks Pidgin back to you, it stops feeling like a foreign institution and starts feeling like a trusted friend.

Languages supported
EnglishLive
Naija PidginLive
YorubaLive
IgboLive
HausaLive
Efik, Tiv + moreComing soon
See it in action

Watch how Agentpesa works

See how easy it is to manage your money by voice or chat, in your own language.

What you can do

Everything your bank does.
Without the stress.

💸
Send & receive money
Transfer to any Nigerian bank account. Just say who you're sending to, how much, and done. No account-number digging required.
Voice + text
📷
Photo-to-Pay
Snap a photo of handwritten or printed bank details: a market stall sign, invoice or receipt, and Agentpesa reads it and completes the transfer.
AI-powered
💡
Smart spending insights
Ask "I dey suspect say I dey spend too much on food, confirm am." Agentpesa breaks down your spending by category, week by week.
AI analysis
⚡
Sub-60 second onboarding
From download to a live 9PSB account number in under a minute. Tier 1 KYC at sign-up, upgradeable as you grow.
Record fast
🔐
Biometric security
Fingerprint, Face ID and Voiceprint authentication. Your voice is your password. It can't be stolen from a database.
Bank-grade
💬
24/7 AI support
The AI assistant answers instantly, any time of day. Prefer a human? Just ask and you're connected. No hold music. Ever.
Always on
Live traction

Numbers that speak
for themselves.

0
Registered users
↑ +18% month-on-month
0
Moved So Far
↑ +31% month-on-month
0
Transactions processed
↑ +24% month-on-month
0
Success rate
↑ Improving every week
As seen in
Real users. Real reactions.

What people are saying

★★★★★

"The perfect definition of lazy banking. You simply tell your bank what to do and it handles the heavy lifting. Transactions are seamless, fast and delivered within minutes. The multilingual feature is top notch. You get to bank in Yoruba, Hausa or Igbo. Who doesn't love that?"

AB
Abolade
Play Store review
★★★★★

"I love how easy and interactive it feels, especially being able to use local languages. This is banking done right."

GR
Grace
App Store review
★★★★★

"Simple and different from every other banking app. I think with time, other bank apps will start copying the use of different languages. Agentpesa needs to stay ahead."

DB
Deborah
App Store review
★★★★★

"Am very impressed with what Agentpesa is doing. It's beyond normal banking."

AY
Ayesh$$
App Store review
★★★★★

"I love it. So fast, fun and easy to use."

TA
TewoAyoOla
Google Play review
★★★★★

"Very great app, very fast. I'll give you people five stars!"

EM
Emmanuel
Google Play review
★★★★★

"First AI banking agent with full-fledged and easy-peasy transactions, without any difficulty."

OL
Oladejo
Google Play review
Getting started

Three steps.
Under a minute.

1
Download the app
Free on Android and iOS. Takes 30 seconds to install. No commitment required.
2
Create your account
No long forms. Just a few details and you have a live 9PSB account number, in under a minute.
3
Start banking by voice
Tap the mic or type. Say what you need in whatever language feels natural. Agentpesa does the rest.
Get it onGoogle Play Download on theApp Store
Security & compliance

Bank-grade security.
Human-friendly design.

🛡️
Biometric authentication
Fingerprint, Face ID and Voiceprint. Three layers of identity confirmation so only you can access your money.
🔒
End-to-end encryption
Every voice command, message and transaction is encrypted in transit and at rest. Bank-grade standards, always.
👁️
24/7 AI fraud monitoring
Our AI scans every transaction in real time and flags anything unusual before it clears. It never sleeps so you can.
⚙️
You control your data
Set daily transfer limits, disable notifications, clear voice history anytime. Your data, your rules.
Regulatory standing
CBN complianceActive
Tier 1 KYC at onboardingActive
NFIU AML monitoringActive
9PSB banking railsActive
NIBSS / NIP settlementActive
CBN PSSP licenceIn progress
MFB licenceRoadmap
Banking infrastructure-powered Banking with NIBSS / NP settlement.
Good to know

Frequently asked questions

Agentpesa is a voice-first banking app built on regulated infrastructure. Your account and transfers run on 9PSB banking rails with NIBSS/NIP settlement, powered by Anchor, under CBN compliance and NFIU AML monitoring. Every login is protected by fingerprint, Face ID and Voiceprint, and money moves over encrypted, bank-grade channels.
English, Naija Pidgin, Yoruba, Igbo and Hausa are live today, by voice or text. The AI understands code-switching and the way people actually talk, so you don't have to "speak like an app." Efik, Tiv and more are on the way.
Under a minute. Download the app, enter a few details and you get a live 9PSB account number on the spot with Tier 1 KYC. You can upgrade your tier later as your needs grow. No long forms, no branch visit.
Any of 50+ Nigerian banks and wallets: First Bank, GTBank, Access, Zenith, UBA, OPay, PalmPay and more. Just say who you're paying and how much, and Agentpesa handles the rest.
Snap a photo of bank details, a handwritten note, an invoice or a market-stall sign, and Agentpesa reads the account number and bank for you, then sets up the transfer for you to confirm. No typing long account numbers.
The app is free to download on Android and iOS, with no hidden fees. Any charge that applies to a transaction is always shown clearly before you confirm. Never after.
Your Voiceprint is one of three identity layers, alongside fingerprint and Face ID. Sensitive actions still need confirmation, and our AI monitors every transaction in real time, flagging anything unusual before it clears.
Yes. The AI assistant answers instantly, any time of day. If you'd rather speak to a human, just ask in the chat and you'll be connected. No hold music, ever.

Ready to bank the way you talk?

Join 2,000+ Nigerians already banking by voice. Free to download. No hidden fees.

Get it onGoogle Play Download on theApp Store
I dey. 🤝